B.Nicole wishes you a Happy New Year!
It's New Years Eve, and I'm sure you're reflecting on your financial goals for 2019. New Year, New You Right? In the past, I've found it very motivating to start the New Year off on the right foot with savings goals. However, keep in mind that life happens throughout the year thanks to expenses, last minute emergencies, childcare, just to name a few. Don't worry if you feel like you have missed the mark for 2018 savings. Allow me to introduce a fool-proof Savings Challenge Plan which will ensure that 2019 yields financial return, and a cushion for your pockets. Before starting the challenge, I encourage all of my clients to assess their financial forecast by reviewing expenses and cash flow via bank statements, receipts, and other financial keeping records. Let's take that a step further and break down the categories of expenses related to it's spending category (for example: Insurance, Transportation, Mortgage, Dining) monthly, quarterly throughout each fiscal year. It is wise to know where your money is going, as it is a tool for financial freedom, and shall be allocated to it's destinations wisely. I encourage you to cut back on expenses that are unnecessary, and opt in for more budget friendly options instead. Examples include: preparing coffee at home for consumption, versus purchasing the most adored holiday flavored latte at Starbucks's. Consider opting in for the purchase of monthly Movie Subscription services with your favorite Cinema, versus paying the full value of movie tickets per visit. This may yield hundreds of dollars towards your annual savings fund. If you find that your current income is limited, consider the following alternatives to generate active and passive savings cash flow:
-Sign up to be an Uber Eats Courier
-Drive Uber or Lyft
-Create an E-Book geared towards your specific expertise in your industry
-Offer Babysitting Services
-Participate in a Focus Group
-Start a Drop Shipping Company
-Sign up to deliver Amazon Prime products
-Join the Nielsen Computer and Mobile Panel
Click the Link below for a full list of ideas to jump start your 2019 Savings Challenge!
You may join the 2019 Savings Challenge at anytime. I'll be checking in with all of the challenge supporters and members every Friday for the #FundsFriday #PRsavingschallenge! A winner will be selected each month to receive a one time deposit of $25 towards their savings challenge. So get excited to motivate others by posting a favorite photo of your choice on #fundsfriday! 2019 is going to be the year of Financial Freedom. With hard work, discipline, and focus, I believe that you've got this! For more information about additional services offered by Project Restoration, please contact us via the inquiry web-page. Cheers to the New Year!
B.Nicole The Brand
CEO of Project Restoration LLC.